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Buying in Ireland








Mortgage information

 

 

It is possible to borrow up to 80% loan to value when buying in Ireland, for a maximum term of 35 years. Mortgages are only denominated in Euro and SPF will only arrange mortgages of Euro 250, 000 upwards. Borrowers can choose repayment or interest-only deals, and you can remortgage an existing property if you wish. Rates start at 3.5%.

 

It is advisable to arrange a mortgage in principle before committing to a purchase. This will enable you to find out how much you can borrow, so you don't waste your time looking at properties beyond your budget. Even if you haven't found a property that you wish to buy, our international division can help you to establish your affordability and issue an approval in principle based on your current financial situation.

You should never sign anything before taking legal advice or put down a deposit before ensuring that it is refundable.

If you have already found a property to purchase, we will send you a full application pack via email or in the post. If the property is still under construction, we can keep your file open until you tell us it is ready.

Should you require funds to put towards a deposit, or if you don't qualify for an overseas mortgage, we may be able to help raise finance for your proposed property.






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